Get familiar with the First Bank USSD code for faster, easier banking

Are you tired of standing in long bank queues or struggling with slow internet connections to carry out your banking transactions? Look no further than First Bank USSD code service! With this innovative solution, you can conveniently and securely perform various banking transactions right from your mobile phone, without the need for an internet connection.

In this article, we will explore the USSD code services offered by First Bank and show you how to use them for faster, easier, and more efficient banking transactions. So, sit back, relax, and let’s dive into the world of First Bank USSD codes.

Table of Content hide 1What is the First Bank USSD code? 2How to activate the First Bank USSD code 3How to deactivate First Bank USSD code 4Why is my First Bank USSD code not working? 5How to increase your transfer limit on First Bank USSD code 6First Bank USSD code for transfer 7First Bank USSD code for GOtv subscription 8First Bank USSD code to check your account balance 9First Bank USSD code for airtime 10First Bank USSD code to check account number

What is the First Bank USSD code?

First Bank USSD code is a mobile banking service that allows First Bank of Nigeria customers to access banking services using their mobile phones. This service is designed to enable customers to perform transactions on their accounts, without having to visit a bank branch or use internet banking.

ALSO READ: How to activate, make transfers using UBA transfer code

To use the First Bank USSD code, customers need to dial *894# on their registered mobile phone number with First Bank. This will bring up a menu of options that the customer can choose from, such as:

Account balance inquiry
Airtime purchase
Funds transfer
Bill payments
Account opening
Cardless ATM withdrawal
Quick banking

The customer can then select the option they want and follow the prompts to complete the transaction. For example, if the customer selects the “airtime purchase option”, they will be prompted to enter the phone number they want to recharge and the amount they want to recharge with.

The First Bank USSD code service is available 24/7 and can be used on any type of mobile phone. It is a convenient way for customers to carry out basic banking transactions without having to visit a bank branch or use internet banking, and it is also secure as it requires the customer to enter a PIN to complete transactions.

How to activate the First Bank USSD code

To activate the First Bank USSD code, you can follow these steps:

Dial *894*0# on the phone number linked to your First Bank account.
Select option 1 to proceed with the registration.
Enter your First Bank account number when prompted.
Choose your preferred debit card for transactions and enter the last 4 digits of the card.
Create a 5-digit Personal Identification Number (PIN) for the USSD transactions.
Confirm your PIN by entering it again.
You will receive an SMS confirmation of your registration and activation of the USSD code.

Once you have completed these steps, you can start using the First Bank USSD code for transactions such as airtime recharges, fund transfers, bill payments, and more.

Simply dial *894# on your mobile phone, follow the prompts, and enter your PIN to authenticate the transaction.

How to deactivate First Bank USSD code

Keeping your money safe and secure is a paramount matter that should be treated with the utmost seriousness. In cases where your phone goes missing or is stolen, you may want to deactivate your USSD service to prevent any unauthorised transactions from being carried out on your account.

To deactivate the First Bank USSD code, you can follow the steps below:

Dial *894 *911# from the mobile number linked to your First Bank account.
You will be prompted to press 1 to confirm that you indeed intend to block your First Bank USSD
The next step you will be required to take is to type in the phone number registered to your bank
You may be asked to enter your 4-digit PIN to confirm your request.
After entering your PIN, you will receive a message notifying you that your USSD service has been deactivated.

Alternatively, you can also contact First Bank customer service by phone or email to request the deactivation of your USSD service.

It is important to note that deactivating your USSD service will restrict your ability to perform transactions using the USSD code. If you want to reactivate the USSD service in the future, you can simply dial *894# and follow the prompts to activate it again.

ALSO READ: All customers need to know about Sterling Bank Code

Why is my First Bank USSD code not working?

There could be several reasons why your First Bank USSD code is not working. Here are some possible causes:

Insufficient network coverage: If you are in an area with poor network coverage, your USSD requests may not go through. You may need to move to an area with better network coverage or wait until the network improves.
Incorrect USSD code: If you are not entering the correct USSD code, your requests will not be processed. Ensure that you are dialling the correct code for the transaction you want to perform.
Insufficient funds: If you do not have enough funds in your account, your USSD transactions may be declined. Check your account balance to ensure that you have enough funds before attempting any transaction.
Blocked USSD service: If your USSD service has been blocked for any reason, you will not be able to perform transactions using the USSD code. You may need to contact First Bank customer service to resolve the issue.
Technical issues: If there are technical issues with the First Bank USSD platform, your requests may not be processed. You can try again later or contact First Bank customer service to report the issue.

If you have checked all of the above and your USSD code is still not working, it is recommended that you contact First Bank customer service for assistance.

How to increase your transfer limit on First Bank USSD code

It is vital to note that extending your First Bank USSD limit from the stipulated N100,000 per day to N1 million per day necessitates the use of a hardware or soft token. To obtain the hardware token, go to any First Bank branch in your area.

If you prefer the soft token, download the FirstToken app from the Google Play or Apple App Store and activate it with your ATM debit card.

Once you have acquired your token, follow these steps:

Step 1: Dial the code *894# on your Firstbank registered line. Mtn, Glo, Airtel or 9 Mobile.
Step 2: Select “Next Page”
Step 3: Choose Other Services
Step 4: Select Limit
Step 5: Enter the amount you want to increase your transfer limit to.
Step 6: Enter your token code and complete the process.
Step 7: Enter your First Bank ATM card’s last six digits.
Step 8: You will receive a message confirming the increase in your transfer limit.

Note: The maximum transfer limit you can increase to for your account depends on the type of account you hold with First Bank. If you are unable to increase your transfer limit using the USSD code, you may need to visit a First Bank branch to request a higher limit.

First Bank USSD code for transfer

The First Bank USSD code for transfer is *894#. Here are the steps to transfer money using the First Bank USSD code:

Step 1: Dial *894# on the phone number associated with your First Bank account.
Step 2: Select “Transfer”
Step 3: Select the destination bank by entering the corresponding number. If the bank is not listed, select “Other Banks”
Step 4: Enter the account number of the recipient.
Step 5: Enter the amount you want to transfer.
Step 6: Enter a description for the transaction (optional).
Step 7: Confirm the transaction details and enter your USSD PIN to authorize the transfer. You will receive a confirmation SMS confirming your successful transfer.

Note: The First Bank USSD code for transfer can only be used on the phone number associated with your First Bank account. Also, there are limits to the amount of money that can be transferred using the USSD code, which can be increased by following the steps outlined in my previous response.

First Bank USSD code for GOtv subscription

The First Bank USSD code for GOtv subscription is *894#. Here are the steps to subscribe to GOtv using the First Bank USSD code:

Step 1: Dial *894# on the phone number associated with your First Bank account.
Step 2: Select “Quick Banking”
Step 3: Select “Pay Bills”
Step 4: Select “GOtv” by entering
Step 6: Enter your GOtv IUC number.
Step 7: Select the subscription package you want to subscribe to.
Step 8: Enter the amount for the subscription package.
Step 9: Confirm the transaction details and enter your USSD PIN to authorize the payment.
Step 10: You will receive a message confirming the successful payment and the renewal of your GOtv subscription.

It is important to note that the First Bank USSD code for a GOtv subscription can only be used on the phone number associated with your First Bank account. Also, ensure that you have sufficient funds in your First Bank account to cover the cost of the subscription package you want to subscribe to.

First Bank USSD code to check your account balance

Checking your account balance using the First Bank USSD method is straightforward. Simply dial 89400# to check your balance. You must note that this would only work using the phone number registered to your bank.

first bank ussd code

First Bank USSD code for airtime

The First Bank USSD code for airtime recharge can only be used on the phone number associated with your First Bank account. Simply dial 894 followed by the amount you wish to recharge and then #.

For example, if you intend to recharge N500, simply dial 894500#. You can also recharge for others by dialling 894amount*mobile number#, you will be required to input your USSD pin.